SERVICE 1st CREDIT UNION
#1 AVENUE D
GREENVILLE, TX 75402
(903) 457-4686
Service 1st Credit Union Rates & Dividends as of
April 20, 2011
Rates are subject to change without notice.
Some deposit accounts may have a penalty for early withdrawal.
Contact the Credit Union for current rates.
All deposit accounts are insured for up to $250,000.00 by the National Credit Union Administration (NCUA).
LOAN RATES
Loans are subject to credit approval.
Certain restrictions may apply.
| LOAN TYPE |
MAXIMUM TERM |
INTEREST RATE* |
| New Vehicle |
up to 72 Months |
3.25% to 10.00% |
| Used Vehicle |
up to 60 Months |
4.25% to 10.00% |
| Signature |
up to 24 Months |
6.00% to 15.00% |
Farm Equipment
Less than 2 yrs old |
up to 60 Months |
5.25% to
10.00% |
Farm Equipment
2 yrs & older |
up to 48 Months |
6.25% to
12.00% |
| Travel Trailers (under 20K) |
same as vehicle loans above |
same as vehicle loans above |
New Travel Trailer/
Motor Home |
same as vehicle loans above if term is 60 months or less |
same as vehicle loans above if term is 60 months or less |
Travel Trailers/
Motor Homes
over 20K.
All closed end and due in full in 5 years |
up to 7 year financing |
5.25% to 12.00% |
Travel Trailers/
Motor Homes over 20K.
All closed end and due in full in 5 years |
up to 15 year financing |
6.25% to 14.00% |
New
Motorcycles
Used
Motorcycles |
up to 48 months
|
3.25% to 10.00%
4.25%
to
13.00% |
Boat Rigs
All Closed End |
up
to
36
months |
13.00% to 14.00% |
*Annual Percentage Rate
MASTERCARD (REGULAR) CREDIT CARD RATE -8.0% APR*
MASTERCARD GOLD CREDIT CARD RATE - 6.0% APR*
SHARE/SAVINGS AND CHECKING ACCOUNT RATES (LAST DECLARED RATE*)
*RATES ARE DECLARED AT THE END OF THE QUARTER
| ACCOUNT TYPE |
DIVIDEND
RATE* |
ANNUAL
PERCENTAGE
YIELD (APY) |
MINIMUM
OPENING
BALANCE |
DIVIDEND
COMPOUND
PERIOD |
| ShareSavings |
0.10% |
0.10% |
$ 5.00 |
Quarterly |
| IRA Share Savings |
0.10% |
0.10% |
$ 5.00 |
Quarterly |
| Classic Checking |
None |
None |
$25.00 |
Monthly |
| Advantage Checking |
0.00% |
0.00% |
$25.00 |
Monthly |
TERM SHARE (CERTIFICATES)**
Beginning March
16, 2011, term share
rates are applicable
to renewals only.
The Credit Union
is currently not
opening NEW TERM
SHARE ACCOUNTS.
TERM
|
INTEREST
RATE*
|
ANNUAL
PERCENTAGE
YIELD(APY) |
MINIMUM
OPENING
BALANCE
|
DIVIDEND
PERIOD
|
| |
|
|
|
|
|
|
|
|
|
|
| 12 Months |
0.10% |
0.10% |
$2,000.00 |
Monthly |
| 18 Months |
0.15% |
0.15% |
$2,000.00 |
Monthly |
| 24 Months |
0.20% |
0.20% |
$2,000.00 |
Monthly |
| |
|
|
|
|
*Rates are subject to change.
Please contact the credit union to verify current rates.
